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Help consolidating medical bills

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In just two years, this percentage had increased 34%, affecting 72 million people.A third of struggling families have depleted savings to keep up with the mountain of debt looming over them.Discover Card is serious about safeguarding your personal information online.When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. Your financial situation doesn’t have to go from bad to worse.If you or someone you know is in financial hot water, consider these options: self-help using realistic budgeting and other techniques; debt relief services, like credit counseling or debt settlement from a reputable organization; debt consolidation; or bankruptcy. It depends on your level of debt, your level of discipline, and your prospects for the future.A third of Americans spent 10% of their annual income on inflated health insurance premiums and bills.

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If you cannot pay, here are some things to consider.

A recent study by The Commonwealth Fund found that the health care system is failing in a big way.

In 2007, 41% of American adults reported having trouble paying off their medical bill debts.

If you have questions about your rights or the conduct of a collection agency, contact the Department of Financial Institutions at (608) 264-7969, or 1-800-452-3328 (in Wisconsin only).

The decision to file for bankruptcy should be last resort.